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OH-Life-Agent-Series-11-44 PDF



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OH-Life-Agent-Series-11-44 PDF + Testing Engine



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  • Exam Name: OHIO Life Insurance Agent Series 11-44
  • Last Update: 10-Dec-2023
  • Questions and Answers: 105
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OH-Life-Agent-Series-11-44 Questions and Answers

Question # 1

An insured owns a whole life insurance policy on himself. He would also like coverage for his minor son and/or daughter. One way the Insured can accomplish this goal Is to purchase a


child term rider.


family income rider.


famitp maintenance rider.


guaranteed insurability rider.

Question # 2

Which of the following statements BEST describes a single premium cash value policy?


It requires only one payment to make the policy paid up.


It provides for only one premium to be paid without evidence of insurability.


It waives one future premium if the owner becomes disabled.


It requires the policyowner to pay one premium annually.

Question # 3

All of the following statements regarding a group annuity are correct, EXCEPT


purchased as part of a structured corporate pension plan.


each employee signs and receives an individual contract.


participation is limited to eligible employees.


considered a defined-benefit plan.

Question # 4

Loans may generally be obtained against the cash value of a personal life Insurance policy and policy loan proceeds


accelerate the benefits under the policy.


are not treated as taxable income.


are subject to Federal estate tax.


generate nontaxable interest income.

Question # 5

The most common use of a group life insurance policy is to insure




company employees.


members of a family.


association members.

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