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OH-Life-Agent-Series-11-44 PDF

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  • Questions: 105 Q&A's
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  • Exam Name: OHIO Life Insurance Agent Series 11-44
  • Last Update: 16-Oct-2024
  • Questions and Answers: 105
  • Single Choice: 105 Q&A's

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OH-Life-Agent-Series-11-44 Questions and Answers

Question # 1

In which of the following dividend options would an Insurer invest the policyowners money and add interest earnings to the Initial amount of the dividends as such earnings accrue?

A.

Accumulation at Interest Option.

B.

Paid-up Additions Option.

C.

Cash Dividend Option.

D.

Reduced Premium Dividend Option.

Question # 2

An insured has chosen to receive the payout from her husband's life insurance policy so that she will receive an Income for the next 10 years. At the end of that time, the entire proceeds from the policy will have been paid out. The insured has selected which option?

A.

Fixed period.

B.

Interest only.

C.

Fixed amount.

D.

Life income.

Question # 3

What does a limited payment whole life policy provide?

A.

Protection to age 65.

B.

Life time protection.

C.

A lower premium.

D.

Pure protection.

Question # 4

If an agent does NOT send a refund to a policyholder within an expectable time frame, the agent may

A.

be barred from seeking an appeal.

B.

receive a deduction in commissions.

C.

be charged interest on the refund amount.

D.

have his or her license suspended or revoked.

Question # 5

Which of the following individuals has the right to name a beneficiary?

A.

producer

B.

owner

C.

Insured

D.

assignee

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