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Accident-and-Health-or-Sickness-Producer PDF

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  • Questions: 90 Q&A's With Detailed Explanation
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  • Verified Answers
  • Researched by Industry Experts
  • Based on Real Exams Scenarios

Accident-and-Health-or-Sickness-Producer PDF + Testing Engine

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  • Exam Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam
  • Last Update: 16-Mar-2025
  • Questions and Answers: 90
  • Single Choice: 90 Q&A's

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Accident-and-Health-or-Sickness-Producer Questions and Answers

Question # 1

If an employer with 200 employees wants to offer health insurance and calls a SHOP Exchange Navigator, what should the navigator do?

A.

Refer the employer to a licensed insurance producer

B.

Help the employer sign-up through the SHOP Exchange

C.

Refer the employer to the carrier where a friend works

D.

Refer the employer to the Maryland Insurance Administration

Question # 2

Which benefit is usually excluded from major medical expense plan coverage?

A.

Hospice care

B.

Prescription drugs

C.

Routine dental care

D.

Physical therapy

Question # 3

Who has the right to change the beneficiary of an accident and health policy with a revocable beneficiary designation?

A.

The policyowner

B.

The beneficiary

C.

The insurer

D.

The producer

Question # 4

When the employer pays the premium, covered individuals normally receive tax-free benefits under all of the following group health plans EXCEPT:

A.

Disability income

B.

Major medical

C.

Dental

D.

Health maintenance organization

Question # 5

The Maryland Insurance Administration is an agency of the:

A.

Federal government

B.

State government

C.

National Association of Insurance Commissioners

D.

Maryland General Assembly

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