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Score Higher on Verified Life-Producer | Maryland Life Producer Exam (Series 20-27) Exam Questions with Answers

Are you ready to take the Maryland Life Producer Exam (Series 20-27)? To learn Life-Producer exam questions, smart security solutions, and move IT forward, you need the Insurance Licensing Life-Producer Certification. Whether you're making security rules for the whole company or working on hard problems, Insurance Licensing makes sure you're ready for anything. Crack4sure offers study materials and practice problems covering the exam syllabus for Insurance Licensing Courses, including Maryland Life Producer Exam (Series 20-27). Check for daily deals to get products that can help you pass.

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  • Questions: 90 Q&A's With Detailed Explanation
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  • Exam Name: Maryland Life Producer Exam (Series 20-27)
  • Last Update: 04-Dec-2025
  • Questions and Answers: 90
  • Single Choice: 90 Q&A's

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Life-Producer Questions and Answers

Question # 1

If, after submitting an application, a producer becomes aware of a material fact that may affect the underwriting decision, the producer's ethical responsibility requires that the producer:

A.

Deny knowledge of the fact

B.

Acknowledge the fact only if asked by the insurance company

C.

Advise the applicant to amend the application

D.

Report the fact to the insurance company

Question # 2

A valid contract requires all of the following EXCEPT:

A.

Offer and acceptance

B.

Competent parties

C.

Consideration

D.

Written evidence

Question # 3

In surrendering a life insurance contract for its cash value, the total of premiums paid less the total of any dividends received in cash or used to offset premiums is:

A.

The cash value

B.

The loan value

C.

The gross proceeds

D.

The cost basis

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