Get CIPP-US Dumps : Verified Certified Information Privacy Professional/United States (CIPP/US)

The CAN-SPAM Act is a federal law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have you stop emailing them, and spells out tough penalties for violations1. The main purpose of the act is to protect consumers from unwanted and deceptive email messages and to give them more control over their online privacy2. The act applies to all commercial messages, which are defined as "any electronic mail message the primary purpose of which is the commercial advertisement or promotion of a commercial product or service"1. The act does not apply to transactional or relationship messages, which are messages that facilitate an agreed-upon transaction or update a customer about an existing business relationship1. The act also does not apply to non-commercial messages, such as political or charitable solicitations3. References: 1: CAN-SPAM Act: A Compliance Guide for Business2: What is the CAN-SPAM Act? | Proton3: What is the CAN-SPAM Act? | Cloudflare

 E-discovery is the process by which parties share, review, and collect electronically stored information (ESI) to use as evidence in a legal matter1. The rules for e-discovery mainly prevent a conflict between business practice and technological safeguards, because they establish the standards and procedures for preserving, collecting, reviewing, and producing ESI in a way that balances the needs of litigation with the realities of technology2. For example, the Federal Rules of Civil Procedure (FRCP) provide guidance on the scope, timing, format, and methods of e-discovery, as well as the sanctions for failing to comply withe-discovery obligations3. The rules also encourage cooperation and communication among parties and courts to resolve e-discovery issues efficiently and effectively4. By following the rules for e-discovery, parties can avoid disputes, delays, and costs that may arise from incompatible or inconsistent business and technological practices.

The other options are not the main purpose of the rules for e-discovery, although they may be related or affected by them. The rules for e-discovery do not directly prevent the loss of information due to poor data retention practices, although they do impose a duty to preserve relevant ESI when litigation is reasonably anticipated5. The rules for e-discovery do not directly prevent the practice of employees using personal devices for work, although they do require parties to identify and disclose the sources of ESI that may be subject to discovery, including personal devices6. The rules for e-discovery do not directly prevent a breach of an organization’s data retention program, although they do require parties to produce ESI in a reasonably usable form and to protect privileged or confidential information7.

References: 1: Everything You Need to Know About E-Discovery, The National Law Review. 2: E-Discovery: The Basics of E-Discovery Guide - Exterro, Exterro.com. 3: Federal Court and Government Agency E-Discovery Rules and Guidelines, Crowell & Moring LLP. 4: FRCP Rule 1, Cornell Law School. 5: FRCP Rule 37, Cornell Law School. 6: FRCP Rule 26, Cornell Law School. 7: FRCP Rule 34, Cornell Law School.

Cheryl’s suggested method of communicating the new privacy policy by creating documents listing applicable parts of the new policy for each department and implementing it gradually over several months may create confusion and inconsistency among employees and customers. Different departments may have different interpretations and expectations of the policy, and customers may not be aware of the changes or their rights under the policy. This may lead to errors, complaints, and violations of the policy and the applicable laws. A better approach would be to communicate the policy in full to all employees and customers at once, and provide training and guidance on how to comply with it. The policy should also be easily accessible and updated on the company’s website and other channels. References:

Privacy Policy for Health Coaches

Privacy Policies for Online Coaches

Privacy Policy - Coaching.com

The Gramm-Leach-Bliley Act (GLBA) is a federal law that regulates the privacy and security of consumer financial information collected, used, and disclosed by financial institutions, such as banks, credit unions, securities firms, insurance companies, and others12. Under the GLBA, financial institutions must comply with two main rules: the Privacy Rule and the Safeguards Rule12. The Privacy Rule requires financial institutions to provide notice to their customers about their information-sharing practices and to obtain verifiable parental consent before collecting, using, or disclosing personal information from children12. The Privacy Rule also gives customers the right to opt out of having their personal information shared with certain nonaffiliated third parties, unless an exception applies12. The Safeguards Rule requires financial institutions to develop, implement, and maintain a comprehensive information security program that protects the confidentiality, security, and integrity of customer information12.

Therefore, banks and other financial institutions are required to offer an opt-out before transferring personal information (PI) to an unaffiliated third party for the latter’s own use, unless an exception applies, such as when the disclosure is necessary to complete a transaction requested or authorized by the customer, or when the disclosure is to a service provider or joint marketer that agrees to protect the information and use it only for the purposes for which it was disclosed12. This requirement is intended to give customers more controlover how their personal information is used and shared by financial institutions and to protect their privacy rights12.

References: 1: Gramm-Leach-Bliley Act | Federal Trade Commission, 1. 2: How To Comply with the Privacy of Consumer Financial Information Rule of the Gramm-Leach-Bliley Act | Federal Trade Commission, 2.

According to the Family Educational Rights and Privacy Act (FERPA), a policy of “no consumer choice” or “no option” means that an educational agency or institution may disclose personally identifiable information (PII) from education records without the prior written consent of the parent or eligible student, subject to certain conditions and exceptions1. One of the exceptions is when the disclosure is to comply with a judicial order or lawfully issued subpoena, or to respond to an ex parte order from the Attorney General of the United States or his designee in connection with the investigation or prosecution of terrorism crimes12. In such cases, the educational agency or institution must make a reasonable effort to notify the parent or eligible student of the order or subpoena in advance of compliance, unless the order or subpoena specifies not to do so12. Therefore, when a customer’s financial information, which may be part of the education records, is requested by the government under a valid legal authority, the customer does not have the option to prevent the disclosure and the educational agency or institution does not need to obtain the customer’s consent. References: 1: FERPA, 34 CFR Part 99, Subpart D, 2. 2: The Family Educational Rights and Privacy Act Guidance for Parents, Student Privacy Policy Office, U.S. Department of Education, 1.